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A digital piggy bank on your iPhone: one fund per kid, the allowance is added on its day, and anything you buy for them is swiped off.

No, no money moves. Ice Cream Fund keeps a digital record of what's in your child's piggy bank, because many of us don't have cash at home for a payout but still want to keep track of it correctly. The cash stays in your wallet or wherever it already is. There's no bank login and no card: you enter what comes in and goes out by swiping.

Because you don't have to add anything up: the allowance is added by itself on the due day, and a purchase is one swipe at the checkout.

From the first pocket money, around age 5, until your child has their own bank account.

Set a daily, weekly, or monthly schedule once, and from the start date you choose the allowance is added on each due day, even if you don't open the app for a few days. You can change the amount or schedule at any time: allowances already added stay as they were, and the change applies from the next due day. An optional reminder tells you when an allowance is added, and shared funds get the same reminder.

Swipe the fund card to the left by what you paid for your child, or to the right for birthday money or money from Grandma. The balance changes right away and the entry appears in the fund's activity. Open it there to add a description, such as "From Grandma", correct the amount or delete it.

Your device region's currency, with its usual number format. You can pick another currency in Settings; it applies to all funds.

Yes. The allowance is added offline too; iCloud only brings it to your other devices.

Yes, one fund per kid, each with its own allowance, balance and activity.

Yes. Share a fund through iCloud and choose the access. Edit lets them add money, take money out and change the fund's name, color and schedule. View Only lets them see the balance and activity without changing anything, which suits a grandparent who wants to watch it grow. Only you can delete the fund or manage who it's shared with. If you stop sharing, their access ends right away and your data stays as it is.

Yes, if they have their own device: share their fund with View Only access to their Apple ID, and they can look but not change anything. Your child doesn't need an iPhone of their own, though; the app works entirely on a parent's device.

Nothing. Every feature is free. If you like the app, you can support it once with Ice Cream Fund Plus; with Family Sharing your family has it too.

No. Plus is already yours.

Yes. There's no sign-up, and Ice Cream Fund has no servers of its own. Your data stays on your devices, and syncing and sharing go entirely through your private iCloud with your existing Apple ID. The developer sees none of it and collects nothing. See the Privacy Policy for details.

Funds that belong to the previous account, yours and ones shared with you, are removed from that device, and the app tells you. They stay in that account's iCloud and come back when that account is signed in again and iCloud Sync is on. Funds you keep only on this device stay as they are. When a different Apple ID signs in, the app asks "Use iCloud Sync?" and uploads nothing unless you say yes.

iPhone, iPad, iPhone Duo (folded and unfolded) or an Apple silicon Mac, with iOS 18 or later. If you share a fund, everyone should have version 2.0.0 or later so allowances and sharing behave the same on every device; a device that receives changes it can't read yet shows a quiet hint to update.

Email . I read every email myself.